Buyer
Holds one key. Funds the hold, and signs the release when the goods or the service arrive as promised.
The trust rail · live on Stellar mainnet
Trust with receipts.
A non-custodial 2-of-3 escrow between buyer, store, and arbiter. The funds sit in an on-chain account that needs two of the three signatures to move — so the platform can never take the money. Not won’t. Can’t.
0 moved without a human.
2 of 3
Three keys. Two signatures. Zero custody.
No single party — including us — can move the funds alone. That’s the entire trick, and it’s enforced by the chain, not by a promise in the terms of service.
Store
Holds one key. Delivers, then co-signs the release. In the happy path, buyer + store is all it takes — the arbiter never wakes up.
Arbiter
Holds the third key, and only matters when the first two disagree. Then the arbiter co-signs with whichever side the evidence supports.
hold opened goods delivered 2 of 3 sign funds released score updated
How we get paid
The fee is in the transaction.
You can read it.
The whole point of an escrow is that you don’t have to trust the middle. So the platform’s cut is on-chain too, where you can see it.
2% inside the release transaction
When two keys sign a release, the platform’s 2% is a line in that same on-chain transaction — visible, atomic, and impossible to apply twice. No invoice, no separate pull, no trust required.
Refunds carry no fee
When a hold unwinds back to the buyer, the platform takes nothing. We’re paid when a deal completes, not when one falls apart — the incentive points the right way.
The platform holds zero keys
Two of the three signatures are buyer, store, and arbiter. The platform isn’t one of them. It can propose a transaction; it can never sign the money out on its own.
What the escrow buys you
A score you can’t fake.
Ours included.
orders · satisfied · mended
Three numbers, never shown apart. Orders is everything that ran through escrow. Satisfied settled clean. Mended went wrong and was made right — and we count that as a virtue, because a shop that fixed two of three hundred is more trustworthy than one that hid its misses.
Honesty receipts
Every settlement and every dispute resolution leaves a verifiable receipt on the rail. The score is computed from receipts — not testimonials, not stars, not anything a review farm can manufacture.
Denominators always shown
“100% satisfied” means nothing until you see “of how many.” So we never show a rate without its denominator. The only way to move the score is to trade, honestly, in public.
status · live 2026
Live on mainnet. Settling in USDC.
The trust rail is live on Stellar mainnet — real 2-of-3 accounts, real releases, the 2% fee
collected inside each release transaction. Escrow settles in USDC first; more assets follow
once the trust math is proven, not before. Per-shop escrow at checkout is rolling out shop by
shop: a shop’s manifest carries a payments.escrow field that reads "stellar" once that shop is on the live rail.